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What is an accounts receivable journal entry? Quick guide

Written by Amaya Woods | 13 Jan, '25

An accounts receivable journal entry is a critical component of the accounting process for businesses that extend credit to their customers. This journal entry records the sale of goods or services on account and the corresponding increase in accounts receivable. 

This quick guide will provide a comprehensive overview of accounts receivable journal entries, including their purpose, types, and step-by-step instructions on how to record them accurately.  

 

What is the journal entry for accounts receivable?

A collection of accounts receivable journal entry primarily involves recognizing revenue earned from sales made on credit and the corresponding current assets created, which is the right to collect payment from customers at a future date. This can be made easier using the best accounts receivable software.

Basic entry:

  • Debit: Accounts Receivable
  • Credit: Sales Revenue

A collected accounts receivable journal entry reflects the increase in the asset "Accounts Receivable" and the recognition of "Sales Revenue." The debit to Accounts Receivable signifies the amount the customer owes the business for services on credit, while the credit to Sales Revenue recognizes the revenue generated by the sale.

 

How do journal entries for accounts receivable work?

Journal entries for an accounts receivable record are a critical component of the accounting process for businesses that extend credit to their customers. These entries record the sale of goods or services on account and the corresponding increase in accounts receivable.

Here's a step-by-step overview of how collecting accounts receivable journal entries work:

 

1. Sale on account

When a business sells goods or services on account, it creates an accounts receivable. This transaction is recorded with a debit to Accounts Receivable and a credit to Sales Revenue.

 

2. Payment from customer

When the customer pays for the goods or services, the accounts receivable is reduced. This transaction is recorded with a debit to Cash and a credit to Accounts Receivable.

 

3. Bad debt expense

If a customer fails to pay for the goods or services, the business may write off the debt as a bad debt expense. This transaction is recorded with a debit to Bad Debt Expense and a credit to Accounts Receivable and included in an accounts receivable aging report.

 

4. Allowance for doubtful accounts

Businesses may also create an allowance for doubtful accounts to estimate the amount of accounts receivable that may not be collected. This allowance is recorded with a debit to Bad Debt Expense and a credit to Allowance for Doubtful Accounts.

 

5. Write-off of bad debt

When a specific accounts receivable is deemed uncollectible, it is written off against the allowance for doubtful accounts in a journal entry to clear accounts receivable. This transaction is recorded with a debit to Allowance for Doubtful Accounts and a credit to Accounts Receivable.

Understanding how journal entries for accounts receivable work is crucial for maintaining accurate financial records and ensuring the integrity of a business's financial statements.

 

Benefits of AR journal entries

Accounts receivable journal entries are a critical component of the accounting process for businesses that extend credit to their customers. 

These entries provide a comprehensive record of all transactions related to accounts receivable, ensuring the integrity of a business's financial statements. In addition, accounts receivable journal entries offer several key benefits, including:

Accurate financial records: Accounts receivable journal entries provide a clear and accurate record of all transactions related to accounts receivable, ensuring the integrity of a business's financial statements and a healthy cash flow.

Improved cash flow management: By tracking accounts receivable as part of their financial reporting businesses can better manage their cash flow and ensure that they have the funds available to meet their obligations.

Customer relationship management: Accounts receivable journal entries help businesses monitor customer payment patterns and identify customers who may be at risk of default on a credit sale. This information can be used to improve customer relationships and reduce the risk of bad debts.

Legal and regulatory compliance: Many businesses are required by law to maintain accurate records of their accounts receivable. Accounts receivable journal entries help businesses meet these requirements and avoid potential legal issues.

Improved decision-making: Accounts receivable journal entries provide valuable insights into a business's financial performance. This information can be used to make informed decisions about credit policies, inventory management, and other aspects of the business.

 

Types of accounts receivable journal entries

Accounts receivable journal entries can be classified into several types based on the specific receivable transactions being recorded. Here are some common types of accounts receivable journal entries:

 

How to record accounts receivable

 

1. Sales on Account


This is the most basic type of journal entry for collection of accounts receivable. It records the sale of goods or services on account and the corresponding increase in accounts receivable.

Debit: Accounts Receivable

Credit: Sales Revenue

 

2. Cash Receipts


This type of journal entry records the receipt of cash from customers for goods or services previously sold on account.

Debit: Cash

Credit: Accounts Receivable

 

3. Sales Discounts


When a business offers discounts to customers for early payment, a sales discount journal entry for account receivable is recorded. This entry reduces the amount of accounts receivable and recognizes the sales discount expense.

Debit: Sales Discounts

Credit: Accounts Receivable

 

4. Bad Debt Expense


This type of journal entry to record accounts receivable records the expense incurred when a customer fails to pay for goods or services.

Debit: Bad Debt Expense

Credit: Accounts Receivable

 

5. Allowance for Doubtful Accounts


When a business estimates that a certain amount of overdue payments on accounts receivable may not be collected, it creates an allowance for doubtful accounts. This entry reduces the amount of accounts receivable and recognizes the bad debt expense.

Debit: Bad Debt Expense

Credit: Allowance for Doubtful Accounts

 

6. Write-Off of Bad Debt


When a specific accounts receivable is deemed uncollectible, it is written off against the allowance for doubtful accounts in the A/R journal entry accounting records.

Debit: Allowance for Doubtful Accounts

Credit: Accounts Receivable

By understanding the different types of accounts receivable journal entries, businesses can accurately record transactions related to accounts receivable and maintain the integrity of their financial statements.

 

How to record accounts receivable in a journal entry?

To record accounts receivable in a journal entry, follow these steps:

  1. Identify the transaction. What is the business transaction that is creating the accounts receivable? Is it a sale of goods or services on account?
  2. Determine the amount of the accounts receivable. What is the amount that the customer owes the business?
  3. Debit the Accounts Receivable account. This account is an asset account and is increased when accounts receivable are created.
  4. Credit the Sales Revenue account. This account is a revenue account and is increased when sales are made.
  5. Post the journal entry to the general ledger. This will update the Accounts Receivable and Sales Revenue accounts in the general ledger.

Here is an example of a accounts receivable journal entry:

Debit: Accounts Receivable $100

Credit: Sales Revenue $100

This journal entry records the sale of goods or services on account for $100. The Accounts Receivable account is increased by $100, and the Sales Revenue account is increased by $100.

 

How to decrease accounts receivable journal entry?

There are several ways to decrease accounts receivable journal entry:

  • Encourage early payment: Offer discounts or incentives for customers who pay their invoices early.
  • Shorten payment terms: Reduce the number of days customers have to pay their invoices.
  • Implement a credit policy: Establish clear guidelines for extending credit to customers.
  • Monitor accounts receivable regularly: Review accounts receivable aging reports and follow up with customers who are past due.
  • Use a collection agency: If customers are consistently late with their payments, consider using a collection agency to help collect the debt.
  • Use accounts receivable factoring: An accounts receivable factoring agreement allows you to receive a proportion of the outstanding balance in accounts as an advance. 
  • Write off uncollectible accounts: If an account is deemed uncollectible, write it off against the allowance for doubtful accounts.

 

Key takeaways

  1. Accurate financial records: Accounts receivable journal entries provide a clear and accurate record of all transactions related to accounts receivable, ensuring the integrity of a business's financial statements.
  2. Improved cash flow management: By tracking accounts receivable, businesses can better manage their cash flow and ensure that they have the funds available to meet their obligations.
  3. Customer relationship management: Accounts receivable journal entries help businesses monitor customer payment patterns, outstanding invoices, and identify customers who may be at risk of default. This information can be used to improve customer relationships and reduce the risk of bad debts.
  4. Legal and regulatory compliance: Many businesses are required by law to maintain accurate records of their accounts receivable. Accounts receivable journal entries help businesses meet these requirements and avoid potential legal issues.
  5. Improved decision-making: Accounts receivable journal entries provide valuable insights into a business's financial performance. This information can be used to make informed decisions about credit policies, inventory management, and other aspects of the business.

 

FAQs

 

Why are accounts receivable journal entries important?

Accounts receivable journal entries are crucial for businesses that extend credit to their customers. They provide a clear and accurate record of all transactions related to accounts receivable, ensuring the integrity of a business's financial statements. 

By tracking accounts receivable, businesses can better manage their cash flow, improve customer relationships, tracking unpaid invoices, comply with legal and regulatory requirements, and make informed decisions about credit policies and inventory management.

 

Can accounts receivable journal entry be reversed or modified?

Accounts receivable journal entries can be reversed or modified to correct errors, issue refunds, account for bad debts, or adjust for changes in estimates. 

Reversing entries cancel out the original entry, while adjusting entries update the accounts receivable balance. These actions should be done cautiously and in accordance with GAAP, with proper documentation and authorization.

 

What data do you need for an account receivable journal entry?

The data needed for an accounts receivable journal entry includes the date of the transaction, invoice details, customer name, invoice amount, payment terms, due date, and any applicable discounts or adjustments.

 

Are accounts receivable journal entries a debit entry?

Accounts receivable journal entries are not always debit entries. The type of journal entry will determine whether it is a debit or credit entry. 

For example, when recording a sale on account, the accounts receivable account is debited, and the sales revenue account is credited. This is because the accounts receivable account is an asset account, and assets are increased by debits. 

However, when recording a cash receipt from a customer, the cash account is debited, and the accounts receivable account is credited. This is because the cash account is an asset account, and assets are increased by debits, while the accounts receivable account is a liability account, and liabilities are decreased by credits.

 

How to write-off an accounts receivable journal entry?

To write off an accounts receivable journal entry, debit the Allowance for Doubtful Accounts and credit the Accounts Receivable account for the amount of the uncollectible debt. 

This entry reduces the Accounts Receivable balance and recognizes the loss as a bad debt expense. The allowance for doubtful accounts is a contra-asset account that is used to estimate the amount of accounts receivable that may not be collected.

 

How do accounts receivable journal entries affect cash flow?

Accounts receivable journal entries directly impact cash flow by providing a record of the money owed to a business by its customers. When a sale is made on account, the accounts receivable balance increases, and the cash balance sheet remains unchanged. 

This means that the business has not yet received payment for the goods or services sold. When a customer pays their invoice, the accounts receivable debt balances decrease, and the cash balance increases. 

 

How does an AR journal entry impact financial statements?

An accounts receivable (AR) journal entry increases the accounts receivable asset account on the balance sheet. It may decrease the cash asset account and increase the allowance for doubtful accounts asset account. 

On the income statement, it increases sales revenue and may increase sales discounts and bad debt expense. The statement of cash flows may see an increase or decrease in cash flow from operating activities depending on the timing of customer payments. 

 

What is the difference between accounts receivable journal entry and accounts payable journal entry?

The key difference between accounts receivable and accounts payable journal entries lies in their purpose and impact on accounts. 

Accounts receivable journal entries record sales made on credit, increasing both the accounts receivable (asset) and sales revenue (income) accounts. 

On the other hand, accounts payable journal entries document purchases made on credit, leading to an increase in both the accounts payable (liability) and expense accounts.